What we handle
Wage garnishment: get your whole paycheck back
A garnishment lets a creditor take part of every check before you see it. Filing bankruptcy stops it, and your employer gets notice to stop taking money. Sometimes we can also recover what was taken in the 90 days before filing.
We can usually file within days when the garnishment is what's hurting most.
With us, it includes
A filing timed to your next paycheck
Notice to your employer to stop
A claim for money taken in the last 90 days
Calls to the creditor's lawyer
Good to know
What to bring
Your last pay stubs
We need two months of them, with the garnishment showing.
The court papers
The notice your employer received, if you have a copy.
A list of what you owe
Rough is fine. We'll fill in the rest from your credit report.
Questions about wage garnishment
Will my employer know why?
They'll know a garnishment stopped. Employers can't fire you for filing bankruptcy.
Can a garnishment start again?
Not for debts the bankruptcy clears. If it does, call us and we'll deal with the creditor.
Is it only for wages?
No. Filing also stops most bank account freezes and tax refund seizures by creditors.
Stop the next deduction
Your first meeting is free, and you'll leave knowing your price.