Bankruptcy lawyers in Detroit
We file Chapter 7 and Chapter 13 bankruptcy for people across Detroit and its suburbs, for a flat fee you see before you sign anything.
1 petition
drafted by us, read with you line by line36–60
monthly payments in a Chapter 13 plan1 hearing
with the trustee, a lawyer beside you1 lawyer
from your first meeting to discharge
Fees
Three flat fees cover nearly everyone who comes to us. You'll have yours in writing at the end of the first meeting.
Sit down with a lawyer, go through what you owe, and leave with a plan, even if the plan isn't bankruptcy.
In person or by video
For most people whose income can't cover what they owe. One fee covers the case from petition to discharge.
Payment plans before filing
For catching up on a house or car over three to five years. The rest of our fee is paid through your plan.
Rest of the fee through the plan
These are our attorney's fees. The court's filing fee and the two required courses are separate costs; the court can let you pay its fee in installments.
What we handle
Wipes out credit card, medical and personal loan debt for people whose income can't cover it. Most cases close in a few months.
About Chapter 7A court-approved plan to catch up on what you're behind on, paid monthly over three to five years, while you keep your things.
About Chapter 13A filing pauses a sheriff's sale. Then we work out whether a plan, a loan change or a sale keeps the most money in your hands.
About foreclosureWhen a creditor is taking part of each paycheck, filing can stop it, and sometimes bring back what was taken in the last 90 days.
About garnishmentFrom clients
“I put off calling for a year because I thought it would cost money I didn't have. The price was on the website, and it was the price I paid.”
“Piotr drew the plan on a legal pad at our first meeting. Five years of payments, and we still live in the house on Joy Road.”
“My paycheck was short by a quarter every week. Mei filed on a Tuesday and the next check was whole.”
Each client's debts and income are different, and what happened in their case may not happen in yours.
Most people who file keep both. The law protects a set amount of what you own, and Chapter 13 lets you catch up on a mortgage or car loan you've fallen behind on. We tell you where you stand at the first meeting.
Yes. It's 45 minutes with a lawyer and there's no charge, whether or not you hire us.
The court sets its own filing fee, separate from ours, and you'll take two short required courses. We give you the current amounts in writing at the first meeting.
Not from us, and the court doesn't tell employers. The only time your employer hears about it is when we need them to stop a garnishment.
Please talk to us first. Some payments, like a car you want to keep, need to stay current until we file.
Free first meeting
A lawyer calls you back within one business day to set up your free first meeting, at the office or by video.